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Landlord Insurance

What is Fire Dwelling Insurance?

Fire dwelling insurance is much more than just a basic fire insurance plan. It is called a named peril plan. That means it only covers the losses from a type of peril listed on the policy. When an incident occurs that is not a specifically named peril, the plan does not provide coverage for repairs or replacements. Plans differ between carriers so it is important for you to select those that fit your needs specifically.

You may need to protect from fire, lightning, explosions, windstorms, riots and civil commotion, hail, vehicles owned by others, aircraft, and smoke, for example. When you turn to our agents, we'll help you to determine what types of coverage may be right for your location. Don't overlook the importance of choosing a plan that is customized to your needs.